SmartCover Loan Application

How much amount do you need?

$500 $15,000

Purpose of loan? ^*

Name of store ^*

Personal Info

Is this a joint Application? ^*

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ID Verification of

Residential status ^*

Type of identification ^*

For NZDL

For NZP

Date of Issue ^*

Date of Expiry ^*

Do you have proof of ID? (Proof of ID must be current) ^*

(you can upload a scanned copy or take a photo to upload)

Do you have a recent selfie for identification purposes? ^*

(Please take a selfie while holding your ID next to your face for identification purposes. You can upload a scanned copy or take a photo to upload. Your selfie photo will be cross referenced with your photo identification.)

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Vehicle Details

Security is required for all loans over $2000 and for mags, tyres, vehicle repairs and personal loans.Vehicle's must be registered to the person/s applying for finance.

In order to confirm ownership information for the above vehicle, Smartcover Finance will access the relevant information (Name(s) and Address(es)) through the NZTA Registrar.

As the registered owner, I give Smartcover Finance permission to use the above vehicle as a security for my loan.

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Smartcover Finance can send you a digital copy of your loan agreement to read and sign via Secured signing. To Opt out of this service please tick below.

Opt out of Secured Signing

Electronic disclosure: If you’d prefer all disclosures and communication made to you electronically by way of email please tick this box.

Loan Repayment *

SmartCover Finance requires that customers repay their loan by either Automatic payment or Direct debit. Please select one of the options below:

Your Bank Account Details

Bank Account Number ^*

Bank(2 digits)

Branch(4 digits)

Account(7 digits)

Suffix(2 or 3 digits)

I am authorized to operate this bank account independently.

It’s a legal requirement that you must be the named bank account holder or have formal authority to operate the bank account independently so you can set up a direct debit. If you are not authorized to operate this bank account, you can call us on 0508 738 765 to request a direct debit form or contact us to arrange alternative payment arrangements.

I agree to the

direct debit terms and conditions. I authorize Smartcover Finance to process direct debits to my nominated account, and I authorize my bank to accept these payments. I’m aware that I can contact Smartcover Finance on 0508 738 765 to change/cancel my payment method at any time. *

Payment Start Date ^*

(select from the available dates for when you'd like your payments to start)

Preferred Frequency ^*

Your payments will be taken on the same day each week, fortnight or month, or as close to as possible.

Preferred Amount ^*

Please note: The start date you choose may alter depending on when the contract is signed, and loan process is complete. We will contact you to confirm your preferred payment date, amount and loan term. A direct debit confirmation letter will be sent to the email address supplied once the loan has been opened.

*Direct Debit Disputes: The Direct Debit Terms and Conditions set out the responsibilities of each party and explain the process for any disputed transactions. If you have any questions about your payments, or wish to change or cancel these direct debit instructions, please contact us on 0508 738 765

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PRIVACY ACT 2020 AND AML/CFT ACT AUTHORISATION

I/we authorise Smartcover Finance Limited and other associated third parties ("Smartcover") to collect, retain and use personal information about me/usfor the purposes of:

Assessing my/our credit worthiness;
Attending to the financing, whether directly or indirectly, of my/our contract(s) and enforcing Smartcover's rights thereunder;
Administering and managing my account and any credit provided by Smartcover;
Confirming information provided by me/us is true (including updates on information provided);
Undertaking customer due diligence and monitoring in accordance with the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (AML/CFT Act);
Compliance with any legislative, regulatory or other legal obligations; or
Marketing and/or informing me/us about the goods and services provided by Smartcover.
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I/we authorise Smartcover to make enquiries about me/us and collect personal, financial and commercial information about me/us for any of the above purposes from:

Credit reporting agencies, Credit providers, my/our employer(s), accountant(s), government agencies including Immigration NZ, relatives, or any other person(s) Smartcover considers appropriate for the said purposes.

I/we authorise Smartcover to provide information:

To any person for the foregoing purposes;
To any employees and agents of Smartcover and/or any other person, in any ordinary course of business, for any of the foregoing purposes;
To credit agencies for the purpose of maintaining proper or effective records.

I/we authorize other persons to provide information to Smartcover in response to their enquiries made for any of the above purposes.

I/we further acknowledge that pursuant to the Privacy Act 2020, I/we have a right of access to information collected by Smartcover about me/us and to request that this information be corrected.

The information collected and retained by Smartcover will be held at the office of Smartcover Finance Limited, 3/2, Unit E, Ceres Court, Rosedale, Auckland or the registered offices of any party nominated by Smartcover Finance Limited.

I/we also authorise Smartcover to:

Use customer due diligence services (including electronic based services) to verify my/our identity and undertake customer due diligence and monitoring in accordance with the AML/CFT Act; and
Obtain credit information from credit reporting agencies to make credit decisions affecting me/us (and for directly related purposes including debt collection).

I/we acknowledge and agree that:

When using such services, Smartcover and the service provider will each disclose and receive information about me/us for that purpose, and the service provider may hold information on its system and use it to provide its customer due diligence or credit reporting service to its other customers.

If I/we default in my/our payment obligations, information about that default may be given to credit reporters (and used by them to provide credit reporting services to their customers).

Privacy Act Acceptance

I accept the terms and conditions as set out above

I confirm that I have read and understood the document before proceeding.

Online Application

How much amount do you need?

Personal Info

Is this a joint Application? *

Getting to know you more

Gender *

Relationship Status *

Number of dependent *

Current Address

Accomodation Type *

Do you have proof of address? *

Alternative Contact Person Info. *

ID Verification of

Type of identification *

For NZDL

For NZP

ID Type *

Do you have proof of ID? (Proof of ID must be current) *

Do you have a recent selfie for identification purposes? *

Employment Details of

Employment status *

Have you been in employment for longer than 3 months? *

When did you start working here? *

Income

Income frequency *

Living Expenses

Joint Applicant Details

Gender *

Relationship Status *

Number of dependent *

Joint Applicant contact same as Applicant *

Current Address

Accomodation Type *

Do you have proof of address? *

Joint Applicant Alternative Contact Person same as Applicant *

Alternative Contact Person Info.

ID Verification of

Type of identification *

For NZDL

For NZP

ID Type *

Do you have proof of ID? (Proof of ID must be current) *

Do you have a recent selfie for identification purposes? *

Employment Details of

Employment status *

Have you been in employment for longer than 3 months? *

When did you start working here? *

Income

Income frequency *

Expenses

Vehicle Details

Loan Repayment *

Your Bank Account Details

Privacy Waiver

PRIVACY ACT 2020 AND AML/CFT ACT AUTHORISATION

Privacy Act Acceptance

Is this a joint Application? ^*

Gender ^*

Relationship Status ^*

Number of dependent ^*

Accomodation Type ^*

Do you have proof of address? ^*

Alternative Contact Person Info. ^*

Type of identification ^*

ID Type ^*

Do you have proof of ID? (Proof of ID must be current) ^*

Do you have a recent selfie for identification purposes? ^*

Employment status ^*

Have you been in employment for longer than 3 months? ^*

When did you start working here? ^*

Income frequency ^*

Gender ^*

Relationship Status ^*

Number of dependent ^*

Joint Applicant contact same as Applicant ^*

Accomodation Type ^*

Do you have proof of address? ^*

Joint Applicant Alternative Contact Person same as Applicant ^*

Type of identification ^*

ID Type ^*

Do you have proof of ID? (Proof of ID must be current) ^*

Do you have a recent selfie for identification purposes? ^*

Employment status ^*

Have you been in employment for longer than 3 months? ^*

When did you start working here? ^*

Income frequency ^*